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Home » Blog

Blog

May 4, 2023
Agency

Welcome to Our New Website

Our dedicated staff of insurance professionals are here to assist you in securing an insurance policy to protect you and your loved ones for years to come. With a vast knowledge of our many carriers, we are equipped to shop for the best policy to suit your needs. Our job is to help you navigate […]
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October 24, 2023
Family Affordable Insurance

How to Determine RV Versus Mobile Home Insurance

Recreational vehicles (RVs) and mobile homes have become increasingly popular for those seeking adventure on the open road or a more flexible lifestyle. Both offer unique living experiences but come with different insurance needs. Understanding the distinctions between RV and mobile home insurance is essential to ensure you’re adequately covered in case of unexpected events. […]
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December 29, 2023
Family Affordable Insurance

How Auto Insurance Deductibles Work

Understanding auto insurance deductibles is crucial to making informed decisions about your car insurance coverage. Deductibles are vital to your car insurance policy, impacting your out-of-pocket costs and premiums. At Family Affordable Insurance in Edinburg, Texas, we’re dedicated to helping you understand how deductibles can affect your insurance coverage and costs. Contact us today for […]
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January 26, 2024
Family Affordable Insurance

Factors Affecting Auto Policy Rate Increases

Insurance consumers often have questions about what influences policy rate increases. At Family Affordable Insurance in Edinburg, Texas, we help you understand the factors that may impact the cost of your auto insurance policy.  Diverse Factors Influencing Auto Insurance Rates  Auto insurance rates are not static—they can fluctuate due to various factors. Understanding these can […]
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March 26, 2024
Family Affordable Insurance

What Is an Umbrella Policy and Why Would I Need One? 

An umbrella policy is not a physical umbrella that protects you from the rain but rather a metaphorical umbrella that can financially shield your assets from potential storms. So what exactly is an umbrella policy—and why would you need one? What Is Umbrella Insurance? An umbrella policy extends your liability insurance coverage beyond what your […]
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June 27, 2024
Family Affordable Insurance

Are Items on My Property Covered in My Homeowners Policy?

Homeownership brings both joy and responsibility. As you settle into your new abode, it’s crucial to safeguard it against unexpected events. Homeowners insurance can offer that safety net, financially shielding your property and personal belongings from various risks. Whether you’re a seasoned homeowner or a first-time buyer, understanding your policy can help ensure peace of […]
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July 30, 2024
Family Affordable Insurance

Can I Get Car Insurance if I Don’t Own a Car?

If you don’t own a car but drive vehicles belonging to others or rent vehicles, you need car insurance. Even if you aren’t listed as an owner of a vehicle, you can still get insurance to help provide financial protection. Non-owner Car Insurance  Non-owner car insurance is designed for people who drive cars they don’t […]
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October 28, 2024
Agency

Insurance for Newlyweds—Things to Think About

Marriage can be a thrilling and joyous experience, but it also brings new responsibilities, particularly in financial planning. One critical aspect that newlyweds should not overlook is insurance. Ensuring you have the appropriate coverage can offer reassurance and financial stability as you embark on your new journey together. Insurance Needs for Newlyweds The following are […]
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November 26, 2024
Agency

Named Driver Vs Temporary Driver on Your Auto Policy 

When it comes to auto insurance, understanding the distinctions between different types of drivers, like a named driver vs a temporary driver on your policy can be crucial. Named Driver A named driver is an individual listed on your auto insurance policy. This person is authorized to drive the insured vehicle and is covered under […]
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