Professional Liability Overview 

Professional liability insurance is crucial for anyone providing specialized services or advice in Texas. At Family Affordable Insurance, we understand the unique risks that professionals face. This coverage can help protect your reputation and financial stability if a client claims your work caused them harm.

What Is Professional Liability Insurance?

Professional liability insurance, also called errors and omissions (E&O) insurance, helps cover legal costs and damages if a client alleges that your services were negligent, incomplete or resulted in a financial loss. Unlike general liability insurance, which covers bodily injury or property damage, professional liability focuses on claims related to the quality of your professional work.

Who Needs Professional Liability Coverage?

Many Texas professionals can benefit from this coverage, including:

• Consultants and advisors
• Accountants and tax preparers
• Real estate agents and brokers
• Architects and engineers
• health care providers
• IT professionals and software developers

Even the most experienced professionals can face claims of mistakes or oversights. In some industries, clients may require proof of professional liability insurance before signing a contract.

How Our Team Supports Texas Professionals

At Family Affordable Insurance, we work closely with Texas professionals to assess their risks and recommend coverage that fits their needs. Our team explains policy options clearly and helps you understand what’s included so that you can make informed decisions about your protection.

If you’re ready to learn more about professional liability insurance or want to review your current coverage, our team is here to help. Contact us today to discuss your options and protect your professional reputation.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.